Cursor in the middle of a textarea box?

That generally happens when we enter a space between two opening and closing "textarea" tag for readibility.

i.e your opening <textarea> tag and Closing </textarea> tags are on different lines or there are some white spaces between them.

What happens when you change it to:

<textarea rows="1" cols="50" wrap="physical" name="comments"></textarea>

I think it's not starting at the beginning because you've got whitespace inside the tag.

The reason that this happens is because you have white space in between the <textarea> tag. Try this

<textarea rows="1" cols="50" wrap="physical" name="comments"></textarea>